We realise you have have some questions about the recent changes with Semble. Please read the Semble Latest category below for more information.
NFC, or Near Field Communication is short-range (less than 4cm) wireless technology that provides a method of communication between two electronic devices (for example between a mobile phone and a payment terminal or the Snapper reader). NFC technology has been useed since 2004 in a number of different ways, such as building access and is already used in your plastic contactless bank cards.
In order for NFC features to be available on smartphones (such as for making payments or tagging on and off the bus), your phone must contain an NFC antenna. NFC is a technology that is built upon radio frequency identification (RFID), which allows one electronic device to send radio waves to another. At its most basic level, NFC is a standard for a very short-wave radio transmission.
Contactless is a payment method where you simply hold a contactless credit or debit card close to the payment terminal rather than swiping or inserting the card. The chip will securely transmit your banking information and complete the transaction. If the purchase amount is $80 or less, you won’t be required to enter your PIN. It's the same when you pay with Semble - hold your phone close to the terminal and the secure Semble Ready SIM will transmit your banking information just like your physical card. Contactless transactions can be made using Semble at any active contactless terminal. Find out where you can Semble.
Any purchase using Semble is a contactless transactions. So instead of using a plastic contactless card as you may do today, you’ll use your phone, which will have Semble and your MasterCard and/or Visa credit and debit cards on it. You’ll hold your phone up to the payment terminal and your banking information will be securely transmitted to the terminal using the NFC antenna in your phone. As with all contactless purchases, transactions of $80 or less will also not require a PIN to complete the transaction.
Yes. Semble works on the entire New Zealand payments network with both Paymark and EFTPOS New Zealand. Semble works wherever contactless payments are accepted.
No. Contactless payment terminals have a limited range. Your phone needs to be within a couple of centimetres of the payment terminal for a transaction to take place.
No. The payment terminal will only read a card once per transaction.
The payment terminal or cashier will confirm if the transaction was succesful. You'll see the universal 'Approved' on the payment terminal once the transaction has been completed. Semble will show you a transaction notification to let you know the information has been sent to the terminal, but it's the terminal that will tell you if the transaction has been successful.
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